Cheapest Car Insurance in Ireland are KennCo Insurance, Chill Insurance , AIG Ireland, Zurich and AIB Car Insurance with no deposit. You don’t need to looking for everywhere to find a cheap car insurance with no deposit.
From 19 to 26 age people KennCo provides a 10% discount on car insurance which is pretty good.
In fact, many car insurance companies provide discounts options but the problem is to looking for them. In this particular blog I mentioned both good and cheap car insurance difference which helps you in buying cheap car insurance in Ireland.
Let’s give you some of the best Car Insurance companies list with there prices and plans which might helpful to you instead of looking everywhere.
5 Cheapest Car Insurance Companies list in Ireland:
- Chill Insurance
- AXA Insurance Ireland
- FBD Insurance
- Liberty Insurance
- Allianz Ireland
1. Chill Insurance:
Chill Insurance is an Irish insurance company based in Dublin. It started in 2007 and works with 14 insurance providers to offer different types of coverage, including car and home insurance. The company helps customers find the best deals by comparing options.
Chill Insurance focuses on customer satisfaction by providing support through phone, online services, and physical stores. It also supports the Irish economy by creating local jobs and engaging with the community.
Pros and Cons of Chill Insurance Ireland:
| Pros | Cons |
|---|---|
| Helps find the best price by comparing different insurance companies. | Some customers say customer service can be slow. |
| Allows monthly payment plans for easier budgeting. | Car owners with modified vehicles might get higher prices. |
| Offers insurance for different types of drivers, like young or new drivers. | You may need to contact them directly for full policy details. |
| Provides online discounts and special deals. | Some people have mixed experiences with their service. |
2. AXA Insurance Ireland:
AXA Insurance Ireland offers affordable car insurance with different plans to suit various drivers. If you want a third party fire along with theft coverage then you need to choose them. They give you options like breakdown assistance with windscreen protection, and also no claims discount protection.
AXA is known for best rates, easy payment options, and a user friendly website where drivers can get quotes and manage their policies. Their customer support is quick and reliable, helping drivers with claims and accidents efficiently.
Pros and Cons of AXA Car Insurance Ireland:
| Pros | Cons |
|---|---|
| Competitive pricing and discounts | Some policies may have higher excess fees |
| 24/7 breakdown assistance available | Premiums may increase after claims |
| Flexible payment plans | Limited coverage for high-risk drivers |
| Strong customer service and claims support | Discounts may not apply to all drivers |
| Easy online quotes and policy management | Certain add-ons can be costly |
3. FBD Insurance:
FBD Insurance established in 1969 by Irish farmers. With the passage of time they become the Ireland’s top insurance companies, offering car, home, and farm insurance. Their main focus is on local communities, especially in rural and farming areas.
For car insurance, it provides flexible coverage options which are affordable with Third Party Fire and Theft, protection. You can also get some extra benefits like breakdown assistance with no claims bonus protection.
There main office is in Bluebell, Dublin, and it has 34 branches in Ireland. With more than 500,000 customers, the company offers easy access to reliable insurance services.
Pros and Cons of FBD Car Insurance Ireland:
| Pros | Cons |
|---|---|
| Tailored policies for agricultural and rural customers | Some customers report higher premiums compared to competitors |
| Wide range of coverage options and customizable add-ons | Limited international presence may affect overseas support |
| Extensive local branch network for personalized service | Online services may not be as advanced as some competitors |
| Strong Irish heritage and community focus | Discounts and promotions may vary and not always be competitive |
4. Liberty Insurance Ireland:
Liberty Insurance are the part of Liberty Mutual, they are providing insurance in Ireland since 2012. They gain 100 years of experience worldwide by providing car and home insurance designed to fit different customer needs.
Their car insurance plans include comprehensive and third party fire and theft coverage. They offer 24/7 assistance to help you with no claims bonus protection, and European coverage. There main focuses is to provide affordable prices and great service, making it a strong option for drivers in Ireland looking for cheap car insurance.
Pros and Cons of Liberty Car Insurance:
| Pros | Cons |
|---|---|
| Budget friendly plans for different drivers | Your premium depends on your driving history |
| Help is available 24/7 if your car breaks down | Additional coverage may increase the price |
| Multi policy discounts when bundling car and home insurance | No physical branches – Mostly online or phone support |
| No claims bonus protection | Online system needed |
| Backed by Liberty Mutual’s 100+ years of expertise | Some benefits may depend on your plan |
5. Allianz Ireland:
Allianz Ireland on of the oldest insurance company from 1902. The are the member of the global Allianz Group, which serves over 83 million people worldwide. Allianz Ireland offers car insurance with benefits like free breakdown assistance in Ireland and the UK, replacement locks and keys.
A free courtesy car, and access to accident, fire, and emergency services. Customers can also choose extra coverage, such as windscreen replacement and enhanced breakdown assistance, for more protection.
Pros and Cons of Allianz Ireland Car Insurance:
| Pros | Cons |
|---|---|
| Covers a wide range of car insurance options | More expensive than some other companies |
| Free breakdown help in Ireland and the UK | Limited social media presence and engagement |
| Provides a free replacement car if yours is being repaired | Potential loss of skilled employees affecting service quality |
| Optional add-ons for personalized policies | More traditional compared to newer insurance companies |
| Backed by a strong, trusted global company | Faces competition from newer, tech-focused insurance brands |
Important FAQS:
The average annual cost ranges from €600 to €1,200, depending on factors like age, driving history, and vehicle type.
Yes, it is legally required to have at least third party insurance.
Yes, due to insurance, road tax, fuel prices, and high vehicle costs.
It can be paid annually in full or in monthly installments.
Factors include high claims costs, fraud, legal fees, and young driver risk.
Conclusion:
Overall, I give you full details of best value car insurance now it is your choice to select lowest car insurance. Finding Cheapest Car Insurance in Ireland doesn’t have to be difficult. By comparing different providers, you can save money while getting the right coverage for your needs.
Some of the best affordable car insurance companies in Ireland include Chill Insurance, AXA Insurance Ireland, FBD Insurance, Liberty Insurance, and Allianz Ireland.
To get the cheapest car insurance in Ireland, always consider factors like coverage limits, policy benefits, and customer service. Choosing a reliable company ensures you stay protected in case of accidents or unexpected situations.